Express Life Insurance is an insurance company committed to securing the future of our clients, their families and their assets. Every person deserves to have a peaceful retirement or a secured future for their families, especially their children. This is why our company is set to make your lives better.
Our goal is to create a wholesome relationship with our clients and their families for us to know their choices and present options suitable for each client’s current status.
Our financial advisers and planners are well trained to educate anyone interested in having an insurance plan. We provide our financial services to anyone from all walks of life, from small businesses to large …
Marijuana in Canada and some states of the US like these may be legal, but there will always be a question of whether it can affect your life insurance rates. We all know that the riskier the lifestyle, the less likely you can secure great insurance deals, but marijuana usage is on the borderline of the public perception as harmful and scientific studies as helpful.
In order to be certain, it is important to ask for inquiries on insurance companies and consult the existing laws about that.
View of Life Insurance Companies about Marijuana Use
Smoking weed will not be a valid reason for the automatic refusal in getting life …
At a very basic level, According to bitpm, a man works to earn . He earns so that he can provide for his family, not only in the present but in the future as well. As he earns, he also saves a little and keeps it aside, for any future projects or contingencies. Now he does not know when he will die. If he drops down and dies suddenly, what happens to his family? That is where life insurance comes in.
To ensure that his family is provided for, he gets himself insured. He pays insurance company premiums to provide his family with a lump sum amount in case of his untimely death.
In case he does not die after a certain number of years, the insurance company returns…
One can never really judge which Life Insurance is the best among the thousands around the globe. As every person is unique, so as insurance companies and their insurance policies offered.
An insurance policy can also be described and ranked according to different factors such as:
Policy’s Terms and Conditions – Is it easily understandable for a layman? Are all factors and aspects considered in each clause?
Percentage of claims upon payout – How much will your family and home get in case of death?
Exclusions – Are there are any specified types of death?
The exact answer for which one is the …
According to insurance companies, the earlier we can get life insurance, the better. Not only can we have an earlier retirement in the future, but we can also secure our families in case of our death. So the earlier we secure one, the cheaper it will be.
The cost of an insurance policy can be paid monthly or yearly depending on the assessment of many factors such as:
Length of cover- How long you decide the policy should last
Amount of cover- The amount of coverage, whether it includes illnesses or mortgages
The type of Life Insurance Policy depending on your current status and circumstances. The two types are:
Term insurance – insurance with a …