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Does Insurance Cover Broken Glass Windows?

Windows are some of the main parts of a house. There are many types of window repair pelham al depending on the house design or the owner’s preference. But one thing is common among most windows – they are mostly made of glass. It is understandable given the nice picturesque view a glass window can give. Windows also allow light to pass through and give the house a natural lighting system. Even your car also has glass windows, which enables you to keep the air-conditioning on during a hot day or keep out dust and smoke.
But, glass is fragile. It can crack and be broken due to stress or …

Ways Insurance Companies Use SMS

Using text messaging as a tool to use for insurance companies is a must nowadays. Bulk SMS is deemed better than email messaging since people look at their phones more often than checking their emails. The advantages of using SMS is it helps increase the company’s income, find prospects for the business, and be able to notify the customers about their loans.
Text messaging is also chosen by most customers because it is more convenient to send a message if they have issues regarding their insurance or if they simply need customer service support. Below we have made a list of ways that insurance companies can do to utilize …


Having this option means that if you ever want to increase the amount of lump sum payout of your policy in the future, you are eligible to do so without providing current medical status, or simply, no questions asked.

The insurance company will always assess their risk when a client has medical conditions. Being overweight may lead to other more serious cardiovascular diseases or diabetes so that the company may have to adjust the policy terms. You may also undergo a medical examination that ensures that you are perfectly healthy despite your weight. The severity of your asthma may also matter.

If you have just started smoking, the company may encourage you to stop it in order to not compromise your health. If your smoking has already damaged your lungs, then an insurance company will have to assess their risks depending on the severity of the damage and your own management of the addiction.

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