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Is It Possible to Get Homeowners Insurance Even Without an Inspection?

Being able to buy or build your own house from your savings or earnings after countless duties and overtimes is one of your greatest life achievements. That’s why Timberline Home Inspectors suggests to always make sure that your efforts won’t be put to waste due to damages inflicted by natural disasters and other factors.
As a homeowner, you must apply for homeowners insurance to support your financial needs over loses and damages. In addition, this insurance also offers liability coverage in case of an accident at home or within the property.
Even without an inspection, acquiring a …

Does Home Insurance Cover Roof Damage?

The coverage of a standard homeowner’s insurance of roof damage usually depends on how the damage occurred. Hence, the insurer will cover the damage except if a certain cause has been discarded from your policy. Here are some essential things explained by 5 Star Roofing and Storm Restoration that you should know with regards to home insurance coverage for roof damages.
Roof Damages
Roof damage or loss that is caused by vandalism, fire, and natural disasters like typhoons and tornadoes is usually covered by homeowner’s insurance. Basically, your insurance policy will decide whether your insurer will shoulder the repair or replacement for your …

The Reality of Cannabis Insurance Claims

With the cannabis market gaining fast traction in the commercial world, several related services are cropping up in the market. However, with the future of the industry hanging by a thread, contradictory claims on these services are being raised as well. People started looking for how to get marijuana seeds in USA online and this is available widely.
The Cannabis Insurance Industry
Ever since certain states in the USA have legalised the sale and use of cannabis-related products such as cannabis seeds, cannabis oil, cannabis edibles, and other smoking-related products, there …

FAQ

Having this option means that if you ever want to increase the amount of lump sum payout of your policy in the future, you are eligible to do so without providing current medical status, or simply, no questions asked.

The insurance company will always assess their risk when a client has medical conditions. Being overweight may lead to other more serious cardiovascular diseases or diabetes so that the company may have to adjust the policy terms. You may also undergo a medical examination that ensures that you are perfectly healthy despite your weight. The severity of your asthma may also matter.

If you have just started smoking, the company may encourage you to stop it in order to not compromise your health. If your smoking has already damaged your lungs, then an insurance company will have to assess their risks depending on the severity of the damage and your own management of the addiction.

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