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Insurance and CBD Oil

For a long time, a lot of questions have been asked about marijuana. Whether or not using CBD is a good and ethical method of treatment has been the subject of many debates.

Research is ongoing, and currently, there has been some evidence that shows that marijuana can be used to treat many types of ailments.

In spite of this, the topic is still very controversial. There has been a lot of societal resistance in accepting marijuana as a treatment.

Some states have approved of it and legalized cannabis in medical and recreational situations. Yet, the issue concerning its coverage by health insurance is still being discussed.

Cannabidiol Oil Has Health Benefits

There are many compounds in cannabis; scientists have discovered over four hundred compounds. Tetrahydrocannabinol (TCH) and Cannabidiol (CBD) have been identified as the most abundant.

Tetrahydrocannabinol is responsible for the psychotic episodes that people experience after taking marijuana. However, cannabidiol does not have these psychotic side effects. Thus, it can be used for medical treatments.

There have been many studies that have shown the efficacy of CBD oil on diseases. It also reduces inflammation and pain.

There is still research being done currently on the potential uses of CBD oil. It may be the answer to relief to many patients.

Despite its great potential, the fact that THC is inside CBD oil is a point of contention in some states, and it is still often branded as a narcotic.

On the other hand, the evident medical benefits and absence of psychoactive effects have outweighed the potential risks, and CBD has been approved for medical uses in certain states, while still prohibiting the recreational use of marijuana.

The Medical Use of Marijuana and Health Insurance

The use of marijuana for medical purposes has become increasingly popular in the United States every day. This has led to concerns and questions about whether it is covered in health insurance.

In health insurance, the drugs used for treatment must be indicated.

The companies of health insurance have remained strictly opposed to marijuana treatments, primarily because it is yet to obtain approval and recognition as a drug from the administration that authorizes food and drugs, known as the FDA.

The laws in the United States only permits health insurance companies, Medicaid and Medicare to cover drugs that have received approval from the FDA. According to the administration of drug enforcement (DEA), marijuana is a narcotic in the Schedule I class.

There is still a lot of research that must be done before marijuana is accepted as a medical treatment by health insurance companies. There is a lack of clinical-based research due to it being classified as an illegal substance under DEA. The government cannot donate resources for research of illegal drugs, and even if private companies want to facilitate the research, it would be classified as illegal, and it would be impossible to gain authorization.

The absence of health insurance coverage for medical marijuana means that patients will have to cover the expenses of treatments that include cannabis; however, some prescribed medications include ingredients obtained from marijuana and approved by the FDA.

Summary

Many diseases can be treated with medical marijuana. This is enough to prompt the government to review marijuana.  Researches should be allowed and legalized to certain if the medical benefits of marijuana outweigh the detrimental effects.

Post Author: Eleanor Horton

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FAQ

Having this option means that if you ever want to increase the amount of lump sum payout of your policy in the future, you are eligible to do so without providing current medical status, or simply, no questions asked.

The insurance company will always assess their risk when a client has medical conditions. Being overweight may lead to other more serious cardiovascular diseases or diabetes so that the company may have to adjust the policy terms. You may also undergo a medical examination that ensures that you are perfectly healthy despite your weight. The severity of your asthma may also matter.

If you have just started smoking, the company may encourage you to stop it in order to not compromise your health. If your smoking has already damaged your lungs, then an insurance company will have to assess their risks depending on the severity of the damage and your own management of the addiction.

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