Are there any fees or extra costs to pay?

If you are purchasing life insurance through our product partner there will are no fees or other costs to pay. They work off the commission paid to them by the life insurance companies.

Hot Topics

What is Life Insurance?
Life Insurance (with terminal cover included) is a form of insurance that pays out a lump sum if you die or fall terminally ill during the period covered by the policy.
What is Level Term Insurance?
Level Term Insurance is a form of insurance that pays a lump sum to you or your family if you die or fall terminally ill whilst the policy is in force.
What is Critical illness Insurance?
Critical Illness Insurance pays an lump sum if you are diagnosed with a serious illness or critical illness.
Life Insurance laws in Scotland
The Law relating to Life Insurance and Life Assurance is the same in Scotland as the rest of the UK. This has been the case since 2001.
Complaints about a Life Insurance Company
If you want to make a complaint to a Life Insurance Company (that is the company which issues your insurance policy), you should write to their Compliance Director.


The paper work you receive from the Life Company will disclose to you how much commission will be paid to Life Policies Direct for arranging your policy.

Occasionally you may come across a web site that will charge a set fee rather than work off commission. You will be usually required to pay the fee up front and the fee will attract 17.5% VAT (VAT does not apply to commission so a commission basis avoids you having to pay this tax.)