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Are Your Life Insurers Searching for Yield in Cryptocurrencies?

When retirees purchased annuity plans with insurance companies like AIG, they were guaranteed of earning interests and ensured of broader opportunities to provide for themselves and their spouses after retirement. This is like getting started with Bitcoin 101 when it comes to insurance companies.
As the years have gone by, in the last 10 years, the promises made by insurance companies have been getting harder and harder to fulfill. The financial issues of 2008 left many Americans looking for more areas to glean financial support from.
These issues have led to many investments in bonds of high…

SEO for Every Insurance Company

There are a lot of myths zur seite that surround SEO. If you happen to be working in the insurance sector, you need to know what it is and what it can do to your business.
You have to understand that optimizing a site is not a one-time task. It involves revising, changing strategies, and searching for other ways to make your website rank well.
That said, if you have an insurance business, here are four things you want to keep in mind:
SEO is Perpetual
Online competition is changing very fast. If you fail to get the trend, you will be overtaken by others. It is hard to make your website appear on the first page of search engines, and it …

Trusted Biotech Firms To Look For The Best Insurance

Biotechnology companies like Lindsay Rosenwald conduct experiments and researches that produce new inventions useful for improving both organic and inorganic processes. It includes research on DNA, cloning, and engineering of proteins.
Biotech entrepreneurs may work in companies involved in many fields – for the manufacturing of vaccines, the pharmaceutical fields, veterinary services, medical trials, and others. These companies face risks including that of injuries to patients in trials and thus are very strictly regulated by the government.
Biotech Companies Must Have Complete Insurance
Insurance For Biotech Firms is of the …

Is It Possible to Get Homeowners Insurance Even Without an Inspection?

Being able to buy or build your own house from your savings or earnings after countless duties and overtimes is one of your greatest life achievements. That’s why Timberline Home Inspectors suggests to always make sure that your efforts won’t be put to waste due to damages inflicted by natural disasters and other factors.
As a homeowner, you must apply for homeowners insurance to support your financial needs over loses and damages. In addition, this insurance also offers liability coverage in case of an accident at home or within the property.
Even without an inspection, acquiring a …

Does Home Insurance Cover Roof Damage?

The coverage of a standard homeowner’s insurance of roof damage usually depends on how the damage occurred. Hence, the insurer will cover the damage except if a certain cause has been discarded from your policy. Here are some essential things explained by 5 Star Roofing and Storm Restoration that you should know with regards to home insurance coverage for roof damages.
Roof Damages
Roof damage or loss that is caused by vandalism, fire, and natural disasters like typhoons and tornadoes is usually covered by homeowner’s insurance. Basically, your insurance policy will decide whether your insurer will shoulder the repair or replacement for your …

The Reality of Cannabis Insurance Claims

With the cannabis market gaining fast traction in the commercial world, several related services are cropping up in the market. However, with the future of the industry hanging by a thread, contradictory claims on these services are being raised as well. People started looking for how to get marijuana seeds in USA online and this is available widely.
The Cannabis Insurance Industry
Ever since certain states in the USA have legalised the sale and use of cannabis-related products such as cannabis seeds, cannabis oil, cannabis edibles, and other smoking-related products, there …

Does Insurance Cover Broken Glass Windows?

Windows are some of the main parts of a house. There are many types of window repair pelham al depending on the house design or the owner’s preference. But one thing is common among most windows – they are mostly made of glass. It is understandable given the nice picturesque view a glass window can give. Windows also allow light to pass through and give the house a natural lighting system. Even your car also has glass windows, which enables you to keep the air-conditioning on during a hot day or keep out dust and smoke.
But, glass is fragile. It can crack and be broken due to stress or …

Ways Insurance Companies Use SMS

Using text messaging as a tool to use for insurance companies is a must nowadays. Bulk SMS is deemed better than email messaging since people look at their phones more often than checking their emails. The advantages of using SMS is it helps increase the company’s income, find prospects for the business, and be able to notify the customers about their loans.
Text messaging is also chosen by most customers because it is more convenient to send a message if they have issues regarding their insurance or if they simply need customer service support. Below we have made a list of ways that insurance companies can do to utilize …

Why Does Your Domestic Helper Need Insurance?

Having a household helper is a great aid for families, especially for parents who are both working. These workers help families by doing household chores like house cleaning, preparing family meals, and tending to the needs of children. Apart from the salary that an employer must compensate to the helper, the latter needs insurance coverage. Countries like Hong Kong and Singapore require their citizens who are planning to employ a domestic helper to purchase an insurance plan. Here are the reasons why having an insurance is required for your helper:
Covers medical expenses
Accidents and illnesses can happen to anyone, regardless of the profession …

Mold Contamination Insurance Coverage 101: The Basics

Molds can be found everywhere, and they are naturally part of the environment. They can be found when moisture and oxygen are present. Molds are fungi that are microscopic in nature, and they can be found indoors or outdoors. According the field experts, Mold breaks down and digests organic materials, which is why they are an important part of the environment.
Molds do not usually cause any problems indoors unless water has damaged your property and leads to mold contamination. Mold contamination can also be associated with some health risks like:

Skin Rashes
Stuffy nose
Allergic rhinitis
Red eyes…


Having this option means that if you ever want to increase the amount of lump sum payout of your policy in the future, you are eligible to do so without providing current medical status, or simply, no questions asked.

The insurance company will always assess their risk when a client has medical conditions. Being overweight may lead to other more serious cardiovascular diseases or diabetes so that the company may have to adjust the policy terms. You may also undergo a medical examination that ensures that you are perfectly healthy despite your weight. The severity of your asthma may also matter.

If you have just started smoking, the company may encourage you to stop it in order to not compromise your health. If your smoking has already damaged your lungs, then an insurance company will have to assess their risks depending on the severity of the damage and your own management of the addiction.

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