The Law relating to Life Insurance and Life Assurance is the same in Scotland as the rest of the UK. This has been the case since 2001.

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Is the price I get quoted the price I get charged?: We are afraid the answer is “it depends” upon many factors.
What is Life Insurance?: Life Insurance (with terminal cover included) is a form of insurance that pays out a lump sum if you die or fall terminally ill during the period covered by the policy.
What is Mortgage Payment Protection Insurance?: Mortgage Payment Protection Insurance will pay your monthly mortgage repayments if you were off work because of sickness, an accident or unemployment.
How is a claim made?: All claims are made against the Life Company who issued your policy. You will find details of the claims procedure within the policy documents they provide with your policy and in the key features document.
Complaints about a Life Insurance Adviser: All the Life Insurance Adviser aqre now regulated by the Financial Services Authority.

Before 2001, the Laws in Scotland relating to Life Assurance were different. This was primarily due to the differences between Scottish and English Law relating to co-ownership and they way these laws affected income tax. These differences were removed by legislation in 2001.