Loans

Secured Loans - Personal Loans
£1,000 - £100,000 available Scroll down for Loans News	•  LOW INTEREST RATES - simply amazing rates! •  Loans for anything & everybody. •  Fast Free Quotes. •  No Hassle, No Obligation. •  Credit Problems? No problem. You're Welcome! •  And highly trained Advisers from ClickLoans you can chat to in confidence. Click here for APR's and Statutory Warnings

The best things in life are never free. That's why we all need money. So if you want to borrow over £1,000 you want it cheap, you'll need a low interest rate. And that's precisely what you'll get!

Apply online NOW and a specialist Loan Adviser from ClickLoans will phone you back shortly with a quote from the cheapest of a long list of lenders.

Fast . Hassle Free. Convenient. No Obligation. And Confidential.

Don't borrow more than you need - if you do you'll end up with higher monthly repayments and over the years you'll end up paying back too much in interest.

Don't borrow more than you can afford - if you over run your monthly income you're heading for big financial trouble - and it can make your life utterly miserable. But please, if you're in deep financial trouble speak to someone as soon a possible. A good starting point is the Citizens Advice web site at www.adviceguide.org.uk/index/life/debt.htm

Ensure you remain in control of your finances - check out how much the loan will cost you each month and how much you'll pay back in total.

Check out the interest rate - It's the APR (Annual Percentage Rate) you need to consider. The APR is based on a standard formula laid down by the Government so it enables you to compare the APR interest rates from different lenders.

Lenders have different lending policies - the terms on which lenders offer loans do vary. Interest rates vary widely and some lenders may charge extras like administration or legal charges. Closely study the small print - if there are "nasties", that's where you'll find them! Please be wise - it isn't always the loan with the lowest APR that suits you best. Discuss it with your Loans Adviser.

Important - Only apply for one loan at a time - You should be aware that every loan application you make is recorded on your credit file which is held by the major credit agencies. If you make lots of loan applications this is frowned upon by lender's as it is a symptom of people who are under financial pressure. So don't make multiple applications as they will damage your credit rating. The credit agencies will hold details on your credit file for seven years.

Consider protecting your loan repayments with insurance - You don't want to run the risk of falling into arrears if you were made redundant or had an accident or become sick. So it's a good idea to take out loan repayment insurance - especially if your loan is secured against your home. However, make sure that you take out this insurance separately from you loan and pay the premium monthly rather than adding it to your loan - it will be much cheaper! This insurance should cost you about £4 per month per £100 borrowed. DON'T PAY MORE!

Finally, check out the alternatives - Will your mortgage lender give you a better deal by extending your mortgage rather than you taking out a separate loan?

Statutory Wealth Warning

Your home may be repossessed if you do not keep up your repayments on a
mortgage or any debt secured on it. Security by way of a charge on your home may be required.
Think carefully before securing other debts against your home.

Most of our visitors get this rate or lower.	10.9% APR Typical variable
Low and cheap rates from7.4% APR
The highest rate at 27.6% APR, is for those with particularly severe credit problems. All rates are variable. All APR rates provided by ClickLoans.

All loans that are arranged will be subject to your credit status. Therefore, the interest rate offered to you will depend on your personal circumstances. No matter what, You can have a written quotation upon request.